Medicare Simplified Helping you choose your health coverage

A Trusted Medicare Health Plan Broker You Can Count On

Senior Healthcare Advisors, LLC serves Medicare-eligible beneficiaries with Medicare benefits within Metro New Orleans, its surrounding parishes. We represent multiple companies that offer products designed to help improve the health and the quality of life of its beneficiaries while controlling rising health care costs.

We are a local, independent company and we choose to represent only high-quality carriers. This allows us to offer unbiased and objective advice to help our clients find a plan that suits their individual needs.

We recommend that Medicare-eligible individuals contact us approximately 90 days before their Medicare Part B effective date to discuss their Medicare health options. Our goal is to make sure you or your loved ones feel secure with a quality Medicare health plan.

We serve hundreds and hundreds of satisfied clients with the highest level of service. It would be our honor and pleasure to help you with your insurance needs.

About

Derek Grantz is the owner of Senior Healthcare Advisors, LLC in New Orleans, LA. He has been an independent licensed insurance agent in Louisiana since 2009. Medicare can be overwhelming and confusing, so Derek helps navigate clients through this complex process, making it easier to understand and making Medicare simplified. Derek offers expert guidance for all Medicare eligibility.

  • Turning 65

  • Over 65 and Soon to Retire

  • Under 65 and on Disability​

At Senior Healthcare Advisors, LLC, we believe in educating our clients on their Medicare benefit plan options. We do this by offering seminars, group sessions and face-to-face meetings with clients and any additional family members or friends that help with the decision making process.

With years of experience in the health care industry, we can guide you or your family members to the plan that suits individual needs. ​At Senior Healthcare Advisors, LLC, we also consult with clients during the Annual Election Period (October 15 - December 7), also known as A.E.P. We review current plans to determine if benefits are being maximized and make recommendations accordingly.

We suggest that everyone with Medicare review their Medicare health plans annually. ​You are never under any obligation to purchase or enroll in a plan and we never charge a fee when you work with Senior Healthcare Advisors, LLC.

Medicare Basics

What is Original Medicare?

Medicare Part A and Part B are referred to as Original Medicare.

Medicare Part A

This covers non-medical hospitals, skilled nursing facility care, nursing home care, hospice, and home health services. Part A will be sent to you automatically when turning 65. Typically, there is no cost for Part A.

Medicare Part B

Medicare Part B (medical insurance) covers doctors’ and other health care providers' services, outpatient care, durable medical equipment, home health care, and some preventive services. Monthly premiums are based on income.

Products

Medicare Advantage Plans (Part C)

A Medicare Advantage Plan, like an HMO or PPO, is another way to get your Medicare coverage. If you join a Medicare Advantage Plan, you still have Medicare. You’ll get your Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) coverage from the Medicare Advantage Plan, not Original Medicare.

Medicare Advantage Plans, sometimes called Medicare Part C, are offered by private companies that Medicare approves. In all types of Medicare Advantage Plans, you’re covered for emergency and/or urgently needed services.

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and other health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you might pay a monthly premium for the Medicare Advantage Plan.

​Medicare Advantage Plans are designed to keep individual out-of-pocket costs low, compared to Original Medicare, and may require an individual to utilize a network of doctors, hospitals, and suppliers. Monthly premiums are based on the carrier and availability in the service area.

Medicare Supplement Insurance (Medigap)

Original Medicare pays for many, but not all, health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay for some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, and deductibles.

Medicare Supplement Insurance policies are also called Medigap policies. Medigap plans are identified in most states by using the letters A to N. Plan types, premiums, and availability vary by carrier and service area.

Medicare Prescription Drug Plans (Part D)

Medicare offers prescription drug coverage to everyone with Medicare. To get Medicare prescription drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and specific drugs covered. There are 2 ways to get Medicare prescription drug coverage:

  1. Medicare Prescription Drug Plans. These plans are sometimes called PDPs.
  2. Medicare Advantage Plans with prescription drug coverage are sometimes called MAPDs.

Medicare Health Plan Broker

Why work with an agent that specializes in Medicare Insurance Plans?

Experience and Expertise

Understanding Medicare and its multiple components is confusing and time-consuming. We have focused our insurance practice almost exclusively on Medicare so our clients receive a high level of expertise resulting in the proper coverage available for their circumstances.

Choices

Senior Healthcare Advisors, LLC offers product designed to help improve the health and the quality of life of its beneficiaries while controlling rising health care costs.

Medicare Simplified

We will provide clarity to help you successfully navigate through the maze of Medicare. We will simplify terms and concepts so you will have a good, solid understanding to assist you in making these decisions.

No Cost or Obligation

You are never under any obligation to purchase or enroll in a plan and we never charge a fee when you work with Senior Healthcare Advisors, LLC. We receive compensation from the insurance carriers we represent, so you get our time, advice, guidance and experience at absolutely no cost.

Contact

By completing this form I understand that a licensed agent will reach out to me by phone or email to discuss Medicare Advantage Plans, Medicare Supplement Insurance Plans, or Medicare Part D Plans.

  • derek@seniorhealthcareadvisors.net

  • (504) 615-8955

  • PO Box 24463
    New Orleans, LA 70184